{"id":3508,"date":"2021-10-14T06:46:42","date_gmt":"2021-10-14T06:46:42","guid":{"rendered":"http:\/\/tri-pc:8073\/olx-news\/2021\/10\/14\/lebih-lengkap-berikut-daftar\/"},"modified":"2021-10-14T06:46:42","modified_gmt":"2021-10-14T06:46:42","slug":"lebih-lengkap-berikut-daftar","status":"publish","type":"post","link":"https:\/\/www.olx.co.id\/news\/lebih-lengkap-berikut-daftar\/","title":{"rendered":"Lebih Lengkap, Berikut Daftar  Leasing yang Memberikan Kelonggaran Pembayaran Kredit"},"content":{"rendered":"<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">Restrukturisasi atau keringanan pembayaran <a href=\"https:\/\/www.olx.co.id\/mobil_c86\/q-kredit?utm_source=Microsite&#038;utm_medium=Article&#038;utm_campaign=&#038;utm_content=Mobil\">kredit <\/a>bagi debitur dianggap jadi solusi tepat khususnya mereka yang terkena dampak virus corona.<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">Sejalan dengan yang diusulkan Presiden Joko Widodo terkait pemberian kelonggaran untuk debitur yang masih melakukan kredit di tengah pandemi Covid-19, Otoritas Jasa Keuangan merinci lebih detail, perusahaan-perusahaan pembiayaan atau leasing, yang memberikan kebijakan Restrukturisasi.<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">Adapun masyarakat yang dapat mengajukan restrukturisasi atau keringan diberikan khusus bagi pelaku Usaha Mikro, Kecil dan Menengah serta pekerja yang penghasilannya di dapat secara harian.<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">Sedangkan keringan yang diberikan dapat berupa penyesuaian pembayaran cicilan pokok atau bunga, perpanjangan waktu dan hal lain yang ditetapkan oleh bank atau perusahaan pembiayaan sesuai asesmen.<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">Namun perlu diketahui, masing-masing bank atau leasing berbeda-beda kebijakan yang diberikan.<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">Oleh karena itu, debitur dapat menghubungi terlebih dahulu masing-masing leasing melalui teknologi komunikasi, mulai dari email atau sambungan telepon.<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">Nah, berikut ini daftar lengkap leasing yang memberikan kebijakan restrukturisasi:<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">1. FIF Group<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">2. WOM Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">3. Mandiri Tunas Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">4. CSLU Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">5. Bussan Auto Finance (BAF)<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">6. Astra Credit Companies (ACC)<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">7. Aditama Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">8. AEON Credit Service Indonesia<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">9. Alif Syariah<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">10. ABC Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">11. Armada Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">12. BCA Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">13. BCA Multifinance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">14. Beta Inti Multifinance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">15. BFI Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">16. BRI Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">17. Buana Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">18. Bukopin Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">19. Capella Multidana<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">20.\u00a0CIMB Niaga Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">21. Citifin Multifinance Syariah<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">22. Danasupra Erapacific Tbk<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">23. Hasjrat Multifinance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">24. Indomobil Finance Indonesia<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">25. Indosurya\u00a0 Inti Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">26. Intan Baruprana Finance Tbk<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">27. ITC Auto Multi Fiance (IAMF)<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">28. Maybank Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">29. Mandiri Utama Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">30. Multindo Auto Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">31. MNC Leasing<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">32. Rama Multi Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">33. Pro Car International Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">34. PT SGMW Multifinance Indonesia<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">35. Smart Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">36. Amanah Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">37. Andalan Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">38. Asiatic Multi Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">39. Buana Multidana<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">40. Cat Financial<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">41. Kredit Plus<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">42. PT IFS Capital Indonesia<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">43. Mega Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">44. MNC Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">45. Saison Modern Finance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">46. Sinar Mas Multifinance<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">47. Suzuki Finance.<\/span><\/span><\/p>\n<h2 style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\"><strong>Syarat dan Tata Cara<\/strong><\/span><\/span><\/h2>\n<h2 style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\"><strong>Syarat Pengajuan restrukturisasi<\/strong><\/span><\/span><\/h2>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">Adapun syarat pengajuan restrukturisasi yang dapat dilakukan konsumen terkena dampak penyebaran virus corona, sebagai berikut.<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">a. Terkena dampak langsung Covid-19 dengan nilai pembiayaan di bawah Rp.10 Miliar<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">b. Pekerja sektor informal dan\/atau pengusaha UMKM<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">c. Tidak memiliki tunggakan sebelum tanggal 2 Maret 2020 saat Pemerintah RI mengumumkan virus corona<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">d. Pemegang unit kendaraan atau jaminan<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">e. Kriteria lain yang ditetapkan oleh perusahaan pembiayaan.<\/span><\/span><\/p>\n<h2 style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\"><strong>Tata Cara Pengajuan Restrukturisasi<\/strong><\/span><\/span><\/h2>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">Adapun tata cara pengajuan restrukturisasi berlaku mulai\u00a0 30 Maret 2020 dan dapat dilakukan dengan cara, sebagai berikut:<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">a. Pengajuan permohonan restrukturisasi (keringanan) dapat dilakukan dengan cara mengisi formulir yang dapat di-download dari website resmi perusahaan pembiayaan;<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">b. pengembalian formulir dilakukan melalui email (tidak perlu mendatangi kantor perusahaan pembiayaan);<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">c. persetujuan permohonan restrukturisasi (keringanan) akan diinformasikan oleh perusahaan pembiayaan melalui email.<\/span><\/span><\/p>\n<p style=\"text-align:justify\"><span style=\"font-family:'Times New Roman'\"><span style=\"color:#000000\">\u00a0<\/span><\/span><\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Keringan yang diberikan dapat berupa\u00a0penyesuaian pembayaran cicilan pokok atau bunga, perpanjangan waktu dan hal lain yang ditetapkan oleh bank atau perusahaan pembiayaan sesuai asesmen.<\/p>\n","protected":false},"author":1,"featured_media":3509,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[46],"tags":[],"class_list":{"0":"post-3508","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-berita"},"acf":[],"aioseo_notices":[],"wp:featuredmedia":[{"id":3509,"date":"2021-10-14 06:46:58","slug":"cfde4b94-6643-4874-a039-51c07be6838f","type":"attachment","link":"https:\/\/www.olx.co.id\/news\/lebih-lengkap-berikut-daftar\/cfde4b94-6643-4874-a039-51c07be6838f\/","title":{"rendered":"Lebih 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